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🇹🇼 Traditional Chinese · HSK 5

Shopping & Money in Traditional Chinese · HSK 5

70 Traditional Chinese words and phrases for shopping & money, at HSK 5 level. Each entry shows the word, how to read it, what it means, and a full example sentence with translation.

  1. 消費 xiāofèi
    to consume; consumption, spending

    他每個月的消費很高。

    His monthly spending is very high.

  2. 消費者 xiāofèizhě
    consumer

    法律保護消費者的權利。

    The law protects consumers' rights.

  3. 優惠 yōuhuì
    discount, preferential offer

    新用戶有很多優惠。

    New users get lots of special offers.

  4. 優惠券 yōuhuìquàn
    coupon, voucher

    這張優惠券明天過期。

    This coupon expires tomorrow.

  5. 促銷 cùxiāo
    sales promotion

    超市在做促銷活動。

    The supermarket is running a promotion.

  6. 性價比 xìngjiàbǐ
    cost-performance ratio, value for money

    這款電腦性價比很高。

    This computer offers great value for money.

  7. 支付 zhīfù
    to pay (formal)

    網上支付很方便。

    Paying online is very convenient.

  8. 分期付款 fēnqī fùkuǎn
    to pay in installments

    這輛車可以分期付款。

    This car can be paid for in installments.

  9. 發票 fāpiào
    invoice, official receipt

    請問需要開發票嗎？

    Would you like an invoice?

  10. 理財 lǐcái
    to manage money, personal finance

    年輕人也應該學會理財。

    Young people should also learn to manage their money.

  11. 預算 yùsuàn
    budget

    旅行的預算是一萬塊。

    The travel budget is ten thousand yuan.

  12. 折扣 zhékòu
    discount (noun)

    會員可以享受折扣。

    Members can enjoy a discount.

  13. 貨幣 huòbì
    currency

    每個國家的貨幣都不同。

    Every country's currency is different.

  14. 匯率 huìlǜ
    exchange rate

    今天的匯率是多少？

    What's today's exchange rate?

  15. 帳戶 zhànghù
    account (bank)

    我在銀行開了一個帳戶。

    I opened an account at the bank.

  16. 儲蓄 chǔxù
    savings; to save up

    他有儲蓄的好習慣。

    He has the good habit of saving.

  17. 利息 lìxī
    interest (on money)

    這家銀行的利息比較高。

    This bank's interest rate is relatively high.

  18. 投資 tóuzī
    to invest; investment

    投資股票有一定的風險。

    Investing in stocks carries a certain risk.

  19. 貸款 dàikuǎn
    loan; to take out a loan

    他們貸款買了房子。

    They bought a house with a loan.

  20. 物價 wùjià
    prices (of commodities), cost of living

    大城市的物價比較高。

    Prices in big cities are relatively high.

  21. 網店 wǎngdiàn
    online shop

    她開了一家自己的網店。

    She opened her own online shop.

  22. 平台 píngtái
    platform

    這個購物平台很有名。

    This shopping platform is very famous.

  23. 秒殺 miǎoshā
    flash sale

    我搶到了一件秒殺商品。

    I managed to grab a flash-sale item.

  24. 團購 tuángòu
    group buying

    我們一起團購更便宜。

    It's cheaper if we buy together as a group.

  25. 二手 èrshǒu
    second-hand

    他買了一輛二手車。

    He bought a used car.

  26. 奢侈品 shēchǐpǐn
    luxury goods

    她從來不買奢侈品。

    She never buys luxury goods.

  27. 日用品 rìyòngpǐn
    daily necessities

    超市裡日用品最齊全。

    The supermarket has the most complete range of daily necessities.

  28. 零售 língshòu
    retail

    這裡只批發，不零售。

    This place only does wholesale, not retail.

  29. 批發 pīfā
    wholesale

    批發價比零售價便宜。

    The wholesale price is cheaper than the retail price.

  30. 庫存 kùcún
    stock, inventory

    這種商品已經沒有庫存了。

    This product is already out of stock.

  31. 贈品 zèngpǐn
    free gift, giveaway

    買化妝品送小贈品。

    Buy cosmetics and get a small free gift.

  32. 押金 yājīn
    deposit (security)

    退房時押金會退還。

    The deposit is returned when you check out.

  33. 划算 huásuàn
    to be a good deal, worthwhile

    網上買機票更划算。

    Buying plane tickets online is a better deal.

  34. 昂貴 ángguì
    expensive, costly (formal)

    這塊手錶非常昂貴。

    This watch is extremely expensive.

  35. 節省 jiéshěng
    to save, to economize

    坐地鐵可以節省時間和錢。

    Taking the subway saves both time and money.

  36. 浪費 làngfèi
    to waste

    這樣花錢太浪費了。

    Spending money like this is too wasteful.

  37. 收入 shōurù
    income

    他的收入一年比一年高。

    His income gets higher year after year.

  38. 支出 zhīchū
    expenditure, expenses

    這個月的支出超過了收入。

    This month's expenses exceeded income.

  39. 價值 jiàzhí
    value, worth

    這幅畫的價值很高。

    This painting is of great value.

  40. 轉帳 zhuǎnzhàng
    to transfer money

    我用手機給他轉帳了。

    I transferred money to him with my phone.

  41. 現在年輕人的消費觀念變了。 xiànzài niánqīngrén de xiāofèi guānniàn biàn le.
    Young people's attitudes toward spending have changed.
  42. 這家超市正在搞促銷活動。 zhè jiā chāoshì zhèngzài gǎo cùxiāo huódòng.
    This supermarket is running a sales promotion.
  43. 用優惠券可以再減二十塊。 yòng yōuhuìquàn kěyǐ zài jiǎn èrshí kuài.
    With a coupon you can get another twenty yuan off.
  44. 這款手機的性價比很高。 zhè kuǎn shǒujī de xìngjiàbǐ hěn gāo.
    This phone offers excellent value for money.
  45. 請問您選擇哪種支付方式？ qǐngwèn nín xuǎnzé nǎ zhǒng zhīfù fāngshì?
    Which payment method would you like to use?
  46. 這台電腦可以分期付款。 zhè tái diànnǎo kěyǐ fēnqī fùkuǎn.
    This computer can be paid for in installments.
  47. 開發票需要公司的名字。 kāi fāpiào xūyào gōngsī de míngzi.
    To issue an invoice, we need the company name.
  48. 他最近開始學習理財。 tā zuìjìn kāishǐ xuéxí lǐcái.
    He recently started learning about personal finance.
  49. 這個月的預算已經超了。 zhège yuè de yùsuàn yǐjīng chāo le.
    This month's budget has already been exceeded.
  50. 新會員可以享受八折優惠。 xīn huìyuán kěyǐ xiǎngshòu bāzhé yōuhuì.
    New members enjoy a 20% discount.
  51. 在大平台購物比較有保障。 zài dà píngtái gòuwù bǐjiào yǒu bǎozhàng.
    Shopping on major platforms gives you more protection.
  52. 二手車比新車便宜一半。 èrshǒuchē bǐ xīnchē piányi yíbàn.
    Used cars are half the price of new cars.
  53. 物價一年比一年高。 wùjià yì nián bǐ yì nián gāo.
    Prices go up year after year.
  54. 他把獎金都投資到股票裡了。 tā bǎ jiǎngjīn dōu tóuzī dào gǔpiào lǐ le.
    He invested all his bonus in stocks.
  55. 這些商品按批發價賣。 zhèxiē shāngpǐn àn pīfājià mài.
    These goods are sold at wholesale prices.
  56. 現在買一送一，還有贈品。 xiànzài mǎi yī sòng yī, hái yǒu zèngpǐn.
    Right now it's buy one get one free, plus a free gift.
  57. 租房子要交一個月的押金。 zū fángzi yào jiāo yí ge yuè de yājīn.
    Renting an apartment requires one month's deposit.
  58. 網店的東西不一定比實體店便宜。 wǎngdiàn de dōngxi bù yídìng bǐ shítǐdiàn piányi.
    Things in online shops aren't necessarily cheaper than in physical stores.
  59. 秒殺活動十點開始，手要快。 miǎoshā huódòng shí diǎn kāishǐ, shǒu yào kuài.
    The flash sale starts at ten; you have to be quick.
  60. 我們團購了十張電影票，很划算。 wǒmen tuángòule shí zhāng diànyǐngpiào, hěn huásuàn.
    We group-bought ten movie tickets; it was a great deal.
  61. 與其買奢侈品，不如多儲蓄。 yǔqí mǎi shēchǐpǐn, bùrú duō chǔxù.
    Rather than buying luxury goods, it's better to save more.
  62. 銀行的利息越來越低了。 yínháng de lìxī yuè lái yuè dī le.
    Bank interest rates are getting lower and lower.
  63. 他向銀行申請了一筆貸款。 tā xiàng yínháng shēnqǐngle yì bǐ dàikuǎn.
    He applied to the bank for a loan.
  64. 每個月的收入和支出要記清楚。 měi ge yuè de shōurù hé zhīchū yào jì qīngchu.
    You should keep clear records of monthly income and expenses.
  65. 把錢花在沒用的東西上太浪費了。 bǎ qián huā zài méi yòng de dōngxi shàng tài làngfèi le.
    Spending money on useless things is such a waste.
  66. 轉帳前請核對帳戶信息。 zhuǎnzhàng qián qǐng héduì zhànghù xìnxī.
    Please verify the account details before transferring money.
  67. 最近匯率變化很大。 zuìjìn huìlǜ biànhuà hěn dà.
    The exchange rate has fluctuated a lot recently.
  68. 這款商品的庫存不多了。 zhè kuǎn shāngpǐn de kùcún bù duō le.
    This product's stock is running low.
  69. 趁打折的時候多買些日用品。 chèn dǎzhé de shíhou duō mǎi xiē rìyòngpǐn.
    Stock up on daily necessities while they're on sale.
  70. 東西貴不一定就有價值。 dōngxi guì bù yídìng jiù yǒu jiàzhí.
    Just because something is expensive doesn't mean it has value.

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Shopping & Money at other levels