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🇹🇼 Traditional Chinese · HSK 6

Shopping & Money in Traditional Chinese · HSK 6

70 Traditional Chinese words and phrases for shopping & money, at HSK 6 level. Each entry shows the word, how to read it, what it means, and a full example sentence with translation.

  1. 通貨膨脹 tōnghuò péngzhàng
    inflation

    通貨膨脹越來越嚴重。

    Inflation is getting more and more serious.

  2. 成本 chéngběn
    cost

    原材料漲價，成本提高了。

    Raw material prices rose, so costs went up.

  3. 盈利 yínglì
    to make a profit; profit

    這家店今年終於盈利了。

    This shop finally turned a profit this year.

  4. 虧本 kuīběn
    to lose money (in business)

    這樣賣下去肯定虧本。

    Selling like this, we'll definitely lose money.

  5. 利潤 lìrùn
    profit

    這種生意的利潤很高。

    This kind of business has high profits.

  6. 交易 jiāoyì
    transaction; deal

    這筆交易雙方都很滿意。

    Both sides are satisfied with this deal.

  7. 存款 cúnkuǎn
    bank deposit; savings

    他銀行裡有一筆存款。

    He has a deposit in the bank.

  8. 取款 qǔkuǎn
    to withdraw money (formal)

    取款請輸入密碼。

    Please enter your PIN to withdraw money.

  9. 兌換 duìhuàn
    to exchange (currency)

    我想兌換五百美元。

    I'd like to exchange five hundred US dollars.

  10. 結算 jiésuàn
    to settle (accounts, payment)

    費用月底統一結算。

    Expenses are settled together at the end of the month.

  11. 透支 tòuzhī
    to overdraw

    別總是透支信用卡。

    Don't always overdraw your credit card.

  12. 債務 zhàiwù
    debt

    他終於還清了所有債務。

    He finally paid off all his debts.

  13. 抵押 dǐyā
    to mortgage; to pledge as collateral

    他用房子做抵押借了錢。

    He borrowed money using his house as collateral.

  14. 首付 shǒufù
    down payment

    買房的首付要三成。

    The down payment for a house is thirty percent.

  15. 資產 zīchǎn
    assets

    公司的資產超過一億。

    The company's assets exceed one hundred million.

  16. 貶值 biǎnzhí
    to depreciate (in value)

    這種貨幣最近貶值了。

    This currency has depreciated recently.

  17. 報銷 bàoxiāo
    to reimburse (expenses)

    出差的車費可以報銷。

    Travel fares for business trips can be reimbursed.

  18. 營銷 yíngxiāo
    marketing

    他在公司負責網絡營銷。

    He is in charge of online marketing at the company.

  19. 搶購 qiǎnggòu
    to rush to buy; to snap up

    大家都在搶購打折商品。

    Everyone is snapping up the discounted goods.

  20. 山寨 shānzhài
    knockoff, counterfeit (colloquial)

    這個包一看就是山寨的。

    You can tell at a glance this bag is a knockoff.

  21. 正品 zhèngpǐn
    genuine product

    官方旗艦店保證是正品。

    The official flagship store guarantees genuine products.

  22. 假冒偽劣 jiǎmào wěiliè
    fake and shoddy (goods)

    假冒偽劣產品害人不淺。

    Fake and shoddy products do people great harm.

  23. 維權 wéiquán
    to defend one's (consumer) rights

    買到假貨要及時維權。

    If you buy fakes, defend your rights promptly.

  24. 投訴 tóusù
    to complain; to file a complaint

    我要投訴這家飯店的服務。

    I want to complain about this hotel's service.

  25. 索賠 suǒpéi
    to claim compensation

    他向商家提出了索賠。

    He filed a compensation claim against the seller.

  26. 欺詐 qīzhà
    fraud

    這種行為屬於價格欺詐。

    This kind of behavior constitutes price fraud.

  27. 消費觀 xiāofèiguān
    attitude toward spending; consumption outlook

    每代人的消費觀都不同。

    Each generation has a different attitude toward spending.

  28. 理性消費 lǐxìng xiāofèi
    rational spending

    我們提倡理性消費。

    We advocate rational spending.

  29. 盲目 mángmù
    blind; rash (without thinking)

    不要盲目相信廣告。

    Don't blindly trust advertisements.

  30. 衝動 chōngdòng
    impulse; impulsive

    購物時要避免衝動。

    Avoid acting on impulse when shopping.

  31. 揮霍 huīhuò
    to squander

    他把遺產揮霍光了。

    He squandered his entire inheritance.

  32. 節儉 jiéjiǎn
    frugal, thrifty

    他生活一向很節儉。

    He has always lived frugally.

  33. 拮据 jiéjū
    hard up; short of money

    他手頭最近有點拮据。

    He's a bit short of money lately.

  34. 廉價 liánjià
    cheap; low-priced

    廉價商品未必耐用。

    Cheap goods are not necessarily durable.

  35. 實惠 shíhuì
    good value; practical benefit

    這家餐廳的菜很實惠。

    The dishes at this restaurant are great value.

  36. 物美價廉 wù měi jià lián
    good quality and inexpensive (idiom)

    這裡的東西物美價廉。

    The goods here are good and inexpensive.

  37. 討價還價 tǎojià huánjià
    to haggle, to bargain (idiom)

    他很會跟老闆討價還價。

    He's good at haggling with shopkeepers.

  38. 貨真價實 huò zhēn jià shí
    genuine goods at fair prices (idiom)

    這家店賣的東西貨真價實。

    This shop sells genuine goods at fair prices.

  39. 貨比三家 huò bǐ sān jiā
    to shop around, compare before buying (idiom)

    買電器要貨比三家。

    When buying appliances, shop around first.

  40. 精打細算 jīng dǎ xì suàn
    to budget carefully (idiom)

    她過日子一向精打細算。

    She has always managed her money carefully.

  41. 受通貨膨脹的影響，物價持續上漲。 shòu tōnghuò péngzhàng de yǐngxiǎng, wùjià chíxù shàngzhǎng.
    Affected by inflation, prices keep rising.
  42. 這家公司連續三年保持盈利。 zhè jiā gōngsī liánxù sān nián bǎochí yínglì.
    This company has stayed profitable for three years in a row.
  43. 商家寧願虧本，也要清空庫存。 shāngjiā nìngyuàn kuīběn, yě yào qīngkōng kùcún.
    The merchants would rather sell at a loss than keep the stock.
  44. 雙方經過多次協商，終於達成了交易。 shuāngfāng jīngguò duō cì xiéshāng, zhōngyú dáchéngle jiāoyì.
    After many rounds of negotiation, the two sides finally closed the deal.
  45. 他把大部分存款都用來買房了。 tā bǎ dàbùfen cúnkuǎn dōu yònglái mǎi fáng le.
    He used most of his savings to buy a house.
  46. 在自動取款機上取款時要注意安全。 zài zìdòng qǔkuǎnjī shang qǔkuǎn shí yào zhùyì ānquán.
    Be careful when withdrawing money at an ATM.
  47. 出國前最好先兌換一些當地貨幣。 chūguó qián zuìhǎo xiān duìhuàn yìxiē dāngdì huòbì.
    Before going abroad, it's best to exchange some local currency first.
  48. 這筆費用可以回公司報銷。 zhè bǐ fèiyòng kěyǐ huí gōngsī bàoxiāo.
    This expense can be reimbursed by the company.
  49. 他因為長期透支信用卡，背上了債務。 tā yīnwèi chángqī tòuzhī xìnyòngkǎ, bēishàngle zhàiwù.
    Because he overdrew his credit card for a long time, he ended up in debt.
  50. 他們把房子抵押給銀行，貸了一筆款。 tāmen bǎ fángzi dǐyā gěi yínháng, dàile yì bǐ kuǎn.
    They mortgaged their house to the bank and took out a loan.
  51. 攢夠首付以後，他才決定買房。 zǎngòu shǒufù yǐhòu, tā cái juédìng mǎi fáng.
    Only after saving enough for the down payment did he decide to buy a house.
  52. 貨幣貶值使進口商品變得更貴了。 huòbì biǎnzhí shǐ jìnkǒu shāngpǐn biàn de gèng guì le.
    The currency's depreciation has made imported goods more expensive.
  53. 這幅畫在拍賣會上賣出了天價。 zhè fú huà zài pāimàihuì shang màichūle tiānjià.
    This painting sold for a sky-high price at auction.
  54. 新產品一上市就被搶購一空。 xīn chǎnpǐn yí shàngshì jiù bèi qiǎnggòu yìkōng.
    The new product sold out as soon as it hit the market.
  55. 網上買名牌，一定要注意辨別正品。 wǎngshàng mǎi míngpái, yídìng yào zhùyì biànbié zhèngpǐn.
    When buying brand-name goods online, be sure to check they are genuine.
  56. 有關部門嚴厲打擊假冒偽劣產品。 yǒuguān bùmén yánlì dǎjī jiǎmào wěiliè chǎnpǐn.
    The authorities are cracking down hard on fake and shoddy products.
  57. 遇到消費糾紛時，要學會依法維權。 yùdào xiāofèi jiūfēn shí, yào xuéhuì yīfǎ wéiquán.
    When you run into a consumer dispute, learn to defend your rights by law.
  58. 對服務不滿意，可以撥打熱線投訴。 duì fúwù bù mǎnyì, kěyǐ bōdǎ rèxiàn tóusù.
    If you're unhappy with the service, you can call the hotline to complain.
  59. 產品出現質量問題，消費者有權索賠。 chǎnpǐn chūxiàn zhìliàng wèntí, xiāofèizhě yǒu quán suǒpéi.
    If a product has quality problems, consumers have the right to claim compensation.
  60. 請警惕各種網絡購物欺詐行為。 qǐng jǐngtì gè zhǒng wǎngluò gòuwù qīzhà xíngwéi.
    Please beware of all kinds of online shopping fraud.
  61. 年輕人應該樹立理性的消費觀。 niánqīngrén yīnggāi shùlì lǐxìng de xiāofèiguān.
    Young people should develop a rational attitude toward spending.
  62. 不要盲目追求名牌，適合自己最重要。 búyào mángmù zhuīqiú míngpái, shìhé zìjǐ zuì zhòngyào.
    Don't blindly chase brand names; what suits you matters most.
  63. 他一時衝動，買了一堆用不上的東西。 tā yìshí chōngdòng, mǎile yì duī yòngbushàng de dōngxi.
    On an impulse, he bought a pile of things he has no use for.
  64. 再多的財富也經不起這樣揮霍。 zài duō de cáifù yě jīngbuqǐ zhèyàng huīhuò.
    No amount of wealth can withstand being squandered like this.
  65. 奶奶一輩子勤儉節約，從不亂花錢。 nǎinai yíbèizi qínjiǎn jiéyuē, cóng bù luàn huā qián.
    Grandma has been thrifty all her life and never wastes money.
  66. 剛畢業那幾年，他的生活相當拮据。 gāng bìyè nà jǐ nián, tā de shēnghuó xiāngdāng jiéjū.
    In the first few years after graduating, he was quite hard up.
  67. 這家老店的東西貨真價實，深受歡迎。 zhè jiā lǎodiàn de dōngxi huò zhēn jià shí, shēn shòu huānyíng.
    This old shop's goods are genuine and fairly priced, so it's very popular.
  68. 買大件商品之前，最好貨比三家。 mǎi dàjiàn shāngpǐn zhīqián, zuìhǎo huò bǐ sān jiā.
    Before buying big-ticket items, it's best to shop around.
  69. 她精打細算，每個月都能省下不少錢。 tā jīng dǎ xì suàn, měi ge yuè dōu néng shěngxià bù shǎo qián.
    She budgets carefully and manages to save quite a bit every month.
  70. 在菜市場買菜，討價還價很正常。 zài càishìchǎng mǎi cài, tǎojià huánjià hěn zhèngcháng.
    When buying groceries at the market, haggling is perfectly normal.

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