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🇨🇳 Chinese · HSK 5

Shopping & Money in Chinese · HSK 5

70 Chinese words and phrases for shopping & money, at HSK 5 level. Each entry shows the word, how to read it, what it means, and a full example sentence with translation.

  1. 消费 xiāofèi
    to consume; consumption, spending

    他每个月的消费很高。

    His monthly spending is very high.

  2. 消费者 xiāofèizhě
    consumer

    法律保护消费者的权利。

    The law protects consumers' rights.

  3. 优惠 yōuhuì
    discount, preferential offer

    新用户有很多优惠。

    New users get lots of special offers.

  4. 优惠券 yōuhuìquàn
    coupon, voucher

    这张优惠券明天过期。

    This coupon expires tomorrow.

  5. 促销 cùxiāo
    sales promotion

    超市在做促销活动。

    The supermarket is running a promotion.

  6. 性价比 xìngjiàbǐ
    cost-performance ratio, value for money

    这款电脑性价比很高。

    This computer offers great value for money.

  7. 支付 zhīfù
    to pay (formal)

    网上支付很方便。

    Paying online is very convenient.

  8. 分期付款 fēnqī fùkuǎn
    to pay in installments

    这辆车可以分期付款。

    This car can be paid for in installments.

  9. 发票 fāpiào
    invoice, official receipt

    请问需要开发票吗？

    Would you like an invoice?

  10. 理财 lǐcái
    to manage money, personal finance

    年轻人也应该学会理财。

    Young people should also learn to manage their money.

  11. 预算 yùsuàn
    budget

    旅行的预算是一万块。

    The travel budget is ten thousand yuan.

  12. 折扣 zhékòu
    discount (noun)

    会员可以享受折扣。

    Members can enjoy a discount.

  13. 货币 huòbì
    currency

    每个国家的货币都不同。

    Every country's currency is different.

  14. 汇率 huìlǜ
    exchange rate

    今天的汇率是多少？

    What's today's exchange rate?

  15. 账户 zhànghù
    account (bank)

    我在银行开了一个账户。

    I opened an account at the bank.

  16. 储蓄 chǔxù
    savings; to save up

    他有储蓄的好习惯。

    He has the good habit of saving.

  17. 利息 lìxī
    interest (on money)

    这家银行的利息比较高。

    This bank's interest rate is relatively high.

  18. 投资 tóuzī
    to invest; investment

    投资股票有一定的风险。

    Investing in stocks carries a certain risk.

  19. 贷款 dàikuǎn
    loan; to take out a loan

    他们贷款买了房子。

    They bought a house with a loan.

  20. 物价 wùjià
    prices (of commodities), cost of living

    大城市的物价比较高。

    Prices in big cities are relatively high.

  21. 网店 wǎngdiàn
    online shop

    她开了一家自己的网店。

    She opened her own online shop.

  22. 平台 píngtái
    platform

    这个购物平台很有名。

    This shopping platform is very famous.

  23. 秒杀 miǎoshā
    flash sale

    我抢到了一件秒杀商品。

    I managed to grab a flash-sale item.

  24. 团购 tuángòu
    group buying

    我们一起团购更便宜。

    It's cheaper if we buy together as a group.

  25. 二手 èrshǒu
    second-hand

    他买了一辆二手车。

    He bought a used car.

  26. 奢侈品 shēchǐpǐn
    luxury goods

    她从来不买奢侈品。

    She never buys luxury goods.

  27. 日用品 rìyòngpǐn
    daily necessities

    超市里日用品最齐全。

    The supermarket has the most complete range of daily necessities.

  28. 零售 língshòu
    retail

    这里只批发，不零售。

    This place only does wholesale, not retail.

  29. 批发 pīfā
    wholesale

    批发价比零售价便宜。

    The wholesale price is cheaper than the retail price.

  30. 库存 kùcún
    stock, inventory

    这种商品已经没有库存了。

    This product is already out of stock.

  31. 赠品 zèngpǐn
    free gift, giveaway

    买化妆品送小赠品。

    Buy cosmetics and get a small free gift.

  32. 押金 yājīn
    deposit (security)

    退房时押金会退还。

    The deposit is returned when you check out.

  33. 划算 huásuàn
    to be a good deal, worthwhile

    网上买机票更划算。

    Buying plane tickets online is a better deal.

  34. 昂贵 ángguì
    expensive, costly (formal)

    这块手表非常昂贵。

    This watch is extremely expensive.

  35. 节省 jiéshěng
    to save, to economize

    坐地铁可以节省时间和钱。

    Taking the subway saves both time and money.

  36. 浪费 làngfèi
    to waste

    这样花钱太浪费了。

    Spending money like this is too wasteful.

  37. 收入 shōurù
    income

    他的收入一年比一年高。

    His income gets higher year after year.

  38. 支出 zhīchū
    expenditure, expenses

    这个月的支出超过了收入。

    This month's expenses exceeded income.

  39. 价值 jiàzhí
    value, worth

    这幅画的价值很高。

    This painting is of great value.

  40. 转账 zhuǎnzhàng
    to transfer money

    我用手机给他转账了。

    I transferred money to him with my phone.

  41. 现在年轻人的消费观念变了。 xiànzài niánqīngrén de xiāofèi guānniàn biàn le.
    Young people's attitudes toward spending have changed.
  42. 这家超市正在搞促销活动。 zhè jiā chāoshì zhèngzài gǎo cùxiāo huódòng.
    This supermarket is running a sales promotion.
  43. 用优惠券可以再减二十块。 yòng yōuhuìquàn kěyǐ zài jiǎn èrshí kuài.
    With a coupon you can get another twenty yuan off.
  44. 这款手机的性价比很高。 zhè kuǎn shǒujī de xìngjiàbǐ hěn gāo.
    This phone offers excellent value for money.
  45. 请问您选择哪种支付方式？ qǐngwèn nín xuǎnzé nǎ zhǒng zhīfù fāngshì?
    Which payment method would you like to use?
  46. 这台电脑可以分期付款。 zhè tái diànnǎo kěyǐ fēnqī fùkuǎn.
    This computer can be paid for in installments.
  47. 开发票需要公司的名字。 kāi fāpiào xūyào gōngsī de míngzi.
    To issue an invoice, we need the company name.
  48. 他最近开始学习理财。 tā zuìjìn kāishǐ xuéxí lǐcái.
    He recently started learning about personal finance.
  49. 这个月的预算已经超了。 zhège yuè de yùsuàn yǐjīng chāo le.
    This month's budget has already been exceeded.
  50. 新会员可以享受八折优惠。 xīn huìyuán kěyǐ xiǎngshòu bāzhé yōuhuì.
    New members enjoy a 20% discount.
  51. 在大平台购物比较有保障。 zài dà píngtái gòuwù bǐjiào yǒu bǎozhàng.
    Shopping on major platforms gives you more protection.
  52. 二手车比新车便宜一半。 èrshǒuchē bǐ xīnchē piányi yíbàn.
    Used cars are half the price of new cars.
  53. 物价一年比一年高。 wùjià yì nián bǐ yì nián gāo.
    Prices go up year after year.
  54. 他把奖金都投资到股票里了。 tā bǎ jiǎngjīn dōu tóuzī dào gǔpiào lǐ le.
    He invested all his bonus in stocks.
  55. 这些商品按批发价卖。 zhèxiē shāngpǐn àn pīfājià mài.
    These goods are sold at wholesale prices.
  56. 现在买一送一，还有赠品。 xiànzài mǎi yī sòng yī, hái yǒu zèngpǐn.
    Right now it's buy one get one free, plus a free gift.
  57. 租房子要交一个月的押金。 zū fángzi yào jiāo yí ge yuè de yājīn.
    Renting an apartment requires one month's deposit.
  58. 网店的东西不一定比实体店便宜。 wǎngdiàn de dōngxi bù yídìng bǐ shítǐdiàn piányi.
    Things in online shops aren't necessarily cheaper than in physical stores.
  59. 秒杀活动十点开始，手要快。 miǎoshā huódòng shí diǎn kāishǐ, shǒu yào kuài.
    The flash sale starts at ten; you have to be quick.
  60. 我们团购了十张电影票，很划算。 wǒmen tuángòule shí zhāng diànyǐngpiào, hěn huásuàn.
    We group-bought ten movie tickets; it was a great deal.
  61. 与其买奢侈品，不如多储蓄。 yǔqí mǎi shēchǐpǐn, bùrú duō chǔxù.
    Rather than buying luxury goods, it's better to save more.
  62. 银行的利息越来越低了。 yínháng de lìxī yuè lái yuè dī le.
    Bank interest rates are getting lower and lower.
  63. 他向银行申请了一笔贷款。 tā xiàng yínháng shēnqǐngle yì bǐ dàikuǎn.
    He applied to the bank for a loan.
  64. 每个月的收入和支出要记清楚。 měi ge yuè de shōurù hé zhīchū yào jì qīngchu.
    You should keep clear records of monthly income and expenses.
  65. 把钱花在没用的东西上太浪费了。 bǎ qián huā zài méi yòng de dōngxi shàng tài làngfèi le.
    Spending money on useless things is such a waste.
  66. 转账前请核对账户信息。 zhuǎnzhàng qián qǐng héduì zhànghù xìnxī.
    Please verify the account details before transferring money.
  67. 最近汇率变化很大。 zuìjìn huìlǜ biànhuà hěn dà.
    The exchange rate has fluctuated a lot recently.
  68. 这款商品的库存不多了。 zhè kuǎn shāngpǐn de kùcún bù duō le.
    This product's stock is running low.
  69. 趁打折的时候多买些日用品。 chèn dǎzhé de shíhou duō mǎi xiē rìyòngpǐn.
    Stock up on daily necessities while they're on sale.
  70. 东西贵不一定就有价值。 dōngxi guì bù yídìng jiù yǒu jiàzhí.
    Just because something is expensive doesn't mean it has value.

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Shopping & Money at other levels