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🇨🇳 Chinese · HSK 6

Shopping & Money in Chinese · HSK 6

70 Chinese words and phrases for shopping & money, at HSK 6 level. Each entry shows the word, how to read it, what it means, and a full example sentence with translation.

  1. 通货膨胀 tōnghuò péngzhàng
    inflation

    通货膨胀越来越严重。

    Inflation is getting more and more serious.

  2. 成本 chéngběn
    cost

    原材料涨价，成本提高了。

    Raw material prices rose, so costs went up.

  3. 盈利 yínglì
    to make a profit; profit

    这家店今年终于盈利了。

    This shop finally turned a profit this year.

  4. 亏本 kuīběn
    to lose money (in business)

    这样卖下去肯定亏本。

    Selling like this, we'll definitely lose money.

  5. 利润 lìrùn
    profit

    这种生意的利润很高。

    This kind of business has high profits.

  6. 交易 jiāoyì
    transaction; deal

    这笔交易双方都很满意。

    Both sides are satisfied with this deal.

  7. 存款 cúnkuǎn
    bank deposit; savings

    他银行里有一笔存款。

    He has a deposit in the bank.

  8. 取款 qǔkuǎn
    to withdraw money (formal)

    取款请输入密码。

    Please enter your PIN to withdraw money.

  9. 兑换 duìhuàn
    to exchange (currency)

    我想兑换五百美元。

    I'd like to exchange five hundred US dollars.

  10. 结算 jiésuàn
    to settle (accounts, payment)

    费用月底统一结算。

    Expenses are settled together at the end of the month.

  11. 透支 tòuzhī
    to overdraw

    别总是透支信用卡。

    Don't always overdraw your credit card.

  12. 债务 zhàiwù
    debt

    他终于还清了所有债务。

    He finally paid off all his debts.

  13. 抵押 dǐyā
    to mortgage; to pledge as collateral

    他用房子做抵押借了钱。

    He borrowed money using his house as collateral.

  14. 首付 shǒufù
    down payment

    买房的首付要三成。

    The down payment for a house is thirty percent.

  15. 资产 zīchǎn
    assets

    公司的资产超过一亿。

    The company's assets exceed one hundred million.

  16. 贬值 biǎnzhí
    to depreciate (in value)

    这种货币最近贬值了。

    This currency has depreciated recently.

  17. 报销 bàoxiāo
    to reimburse (expenses)

    出差的车费可以报销。

    Travel fares for business trips can be reimbursed.

  18. 营销 yíngxiāo
    marketing

    他在公司负责网络营销。

    He is in charge of online marketing at the company.

  19. 抢购 qiǎnggòu
    to rush to buy; to snap up

    大家都在抢购打折商品。

    Everyone is snapping up the discounted goods.

  20. 山寨 shānzhài
    knockoff, counterfeit (colloquial)

    这个包一看就是山寨的。

    You can tell at a glance this bag is a knockoff.

  21. 正品 zhèngpǐn
    genuine product

    官方旗舰店保证是正品。

    The official flagship store guarantees genuine products.

  22. 假冒伪劣 jiǎmào wěiliè
    fake and shoddy (goods)

    假冒伪劣产品害人不浅。

    Fake and shoddy products do people great harm.

  23. 维权 wéiquán
    to defend one's (consumer) rights

    买到假货要及时维权。

    If you buy fakes, defend your rights promptly.

  24. 投诉 tóusù
    to complain; to file a complaint

    我要投诉这家饭店的服务。

    I want to complain about this hotel's service.

  25. 索赔 suǒpéi
    to claim compensation

    他向商家提出了索赔。

    He filed a compensation claim against the seller.

  26. 欺诈 qīzhà
    fraud

    这种行为属于价格欺诈。

    This kind of behavior constitutes price fraud.

  27. 消费观 xiāofèiguān
    attitude toward spending; consumption outlook

    每代人的消费观都不同。

    Each generation has a different attitude toward spending.

  28. 理性消费 lǐxìng xiāofèi
    rational spending

    我们提倡理性消费。

    We advocate rational spending.

  29. 盲目 mángmù
    blind; rash (without thinking)

    不要盲目相信广告。

    Don't blindly trust advertisements.

  30. 冲动 chōngdòng
    impulse; impulsive

    购物时要避免冲动。

    Avoid acting on impulse when shopping.

  31. 挥霍 huīhuò
    to squander

    他把遗产挥霍光了。

    He squandered his entire inheritance.

  32. 节俭 jiéjiǎn
    frugal, thrifty

    他生活一向很节俭。

    He has always lived frugally.

  33. 拮据 jiéjū
    hard up; short of money

    他手头最近有点拮据。

    He's a bit short of money lately.

  34. 廉价 liánjià
    cheap; low-priced

    廉价商品未必耐用。

    Cheap goods are not necessarily durable.

  35. 实惠 shíhuì
    good value; practical benefit

    这家餐厅的菜很实惠。

    The dishes at this restaurant are great value.

  36. 物美价廉 wù měi jià lián
    good quality and inexpensive (idiom)

    这里的东西物美价廉。

    The goods here are good and inexpensive.

  37. 讨价还价 tǎojià huánjià
    to haggle, to bargain (idiom)

    他很会跟老板讨价还价。

    He's good at haggling with shopkeepers.

  38. 货真价实 huò zhēn jià shí
    genuine goods at fair prices (idiom)

    这家店卖的东西货真价实。

    This shop sells genuine goods at fair prices.

  39. 货比三家 huò bǐ sān jiā
    to shop around, compare before buying (idiom)

    买电器要货比三家。

    When buying appliances, shop around first.

  40. 精打细算 jīng dǎ xì suàn
    to budget carefully (idiom)

    她过日子一向精打细算。

    She has always managed her money carefully.

  41. 受通货膨胀的影响，物价持续上涨。 shòu tōnghuò péngzhàng de yǐngxiǎng, wùjià chíxù shàngzhǎng.
    Affected by inflation, prices keep rising.
  42. 这家公司连续三年保持盈利。 zhè jiā gōngsī liánxù sān nián bǎochí yínglì.
    This company has stayed profitable for three years in a row.
  43. 商家宁愿亏本，也要清空库存。 shāngjiā nìngyuàn kuīběn, yě yào qīngkōng kùcún.
    The merchants would rather sell at a loss than keep the stock.
  44. 双方经过多次协商，终于达成了交易。 shuāngfāng jīngguò duō cì xiéshāng, zhōngyú dáchéngle jiāoyì.
    After many rounds of negotiation, the two sides finally closed the deal.
  45. 他把大部分存款都用来买房了。 tā bǎ dàbùfen cúnkuǎn dōu yònglái mǎi fáng le.
    He used most of his savings to buy a house.
  46. 在自动取款机上取款时要注意安全。 zài zìdòng qǔkuǎnjī shang qǔkuǎn shí yào zhùyì ānquán.
    Be careful when withdrawing money at an ATM.
  47. 出国前最好先兑换一些当地货币。 chūguó qián zuìhǎo xiān duìhuàn yìxiē dāngdì huòbì.
    Before going abroad, it's best to exchange some local currency first.
  48. 这笔费用可以回公司报销。 zhè bǐ fèiyòng kěyǐ huí gōngsī bàoxiāo.
    This expense can be reimbursed by the company.
  49. 他因为长期透支信用卡，背上了债务。 tā yīnwèi chángqī tòuzhī xìnyòngkǎ, bēishàngle zhàiwù.
    Because he overdrew his credit card for a long time, he ended up in debt.
  50. 他们把房子抵押给银行，贷了一笔款。 tāmen bǎ fángzi dǐyā gěi yínháng, dàile yì bǐ kuǎn.
    They mortgaged their house to the bank and took out a loan.
  51. 攒够首付以后，他才决定买房。 zǎngòu shǒufù yǐhòu, tā cái juédìng mǎi fáng.
    Only after saving enough for the down payment did he decide to buy a house.
  52. 货币贬值使进口商品变得更贵了。 huòbì biǎnzhí shǐ jìnkǒu shāngpǐn biàn de gèng guì le.
    The currency's depreciation has made imported goods more expensive.
  53. 这幅画在拍卖会上卖出了天价。 zhè fú huà zài pāimàihuì shang màichūle tiānjià.
    This painting sold for a sky-high price at auction.
  54. 新产品一上市就被抢购一空。 xīn chǎnpǐn yí shàngshì jiù bèi qiǎnggòu yìkōng.
    The new product sold out as soon as it hit the market.
  55. 网上买名牌，一定要注意辨别正品。 wǎngshàng mǎi míngpái, yídìng yào zhùyì biànbié zhèngpǐn.
    When buying brand-name goods online, be sure to check they are genuine.
  56. 有关部门严厉打击假冒伪劣产品。 yǒuguān bùmén yánlì dǎjī jiǎmào wěiliè chǎnpǐn.
    The authorities are cracking down hard on fake and shoddy products.
  57. 遇到消费纠纷时，要学会依法维权。 yùdào xiāofèi jiūfēn shí, yào xuéhuì yīfǎ wéiquán.
    When you run into a consumer dispute, learn to defend your rights by law.
  58. 对服务不满意，可以拨打热线投诉。 duì fúwù bù mǎnyì, kěyǐ bōdǎ rèxiàn tóusù.
    If you're unhappy with the service, you can call the hotline to complain.
  59. 产品出现质量问题，消费者有权索赔。 chǎnpǐn chūxiàn zhìliàng wèntí, xiāofèizhě yǒu quán suǒpéi.
    If a product has quality problems, consumers have the right to claim compensation.
  60. 请警惕各种网络购物欺诈行为。 qǐng jǐngtì gè zhǒng wǎngluò gòuwù qīzhà xíngwéi.
    Please beware of all kinds of online shopping fraud.
  61. 年轻人应该树立理性的消费观。 niánqīngrén yīnggāi shùlì lǐxìng de xiāofèiguān.
    Young people should develop a rational attitude toward spending.
  62. 不要盲目追求名牌，适合自己最重要。 búyào mángmù zhuīqiú míngpái, shìhé zìjǐ zuì zhòngyào.
    Don't blindly chase brand names; what suits you matters most.
  63. 他一时冲动，买了一堆用不上的东西。 tā yìshí chōngdòng, mǎile yì duī yòngbushàng de dōngxi.
    On an impulse, he bought a pile of things he has no use for.
  64. 再多的财富也经不起这样挥霍。 zài duō de cáifù yě jīngbuqǐ zhèyàng huīhuò.
    No amount of wealth can withstand being squandered like this.
  65. 奶奶一辈子勤俭节约，从不乱花钱。 nǎinai yíbèizi qínjiǎn jiéyuē, cóng bù luàn huā qián.
    Grandma has been thrifty all her life and never wastes money.
  66. 刚毕业那几年，他的生活相当拮据。 gāng bìyè nà jǐ nián, tā de shēnghuó xiāngdāng jiéjū.
    In the first few years after graduating, he was quite hard up.
  67. 这家老店的东西货真价实，深受欢迎。 zhè jiā lǎodiàn de dōngxi huò zhēn jià shí, shēn shòu huānyíng.
    This old shop's goods are genuine and fairly priced, so it's very popular.
  68. 买大件商品之前，最好货比三家。 mǎi dàjiàn shāngpǐn zhīqián, zuìhǎo huò bǐ sān jiā.
    Before buying big-ticket items, it's best to shop around.
  69. 她精打细算，每个月都能省下不少钱。 tā jīng dǎ xì suàn, měi ge yuè dōu néng shěngxià bù shǎo qián.
    She budgets carefully and manages to save quite a bit every month.
  70. 在菜市场买菜，讨价还价很正常。 zài càishìchǎng mǎi cài, tǎojià huánjià hěn zhèngcháng.
    When buying groceries at the market, haggling is perfectly normal.

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Shopping & Money at other levels